Managing paid membership

How are FC users managing paid membership on sites?

I have used Bpress/BB etc for years and was using Paid Membership Pro to handle having multiple membership levels.

I would like to achieve this with FC

Free membership where anyone can view content (already built into FC)

Paid membership, either one off or recurring, that allows members to post, comment etc.

Possibly integrate with MyCred where users get site points when selecting paid membership.

Just wandering what you are all using for paid membership!